Moody’s has downgraded the U.S. government’s credit rating from Aaa to Aa1, pointing to rising debt and a lack of real plans to curb spending. The agency warned that deficits will likely grow over the next decade, even as revenues stay flat. While Moody’s still believes the U.S. economy is strong long-term, the downgrade highlights investor concerns about America’s ballooning $36 trillion national debt and rising interest payments. Critics called the move either too optimistic or insignificant, but many agree the U.S. faces a tough path to restoring confidence in its fiscal health.